Texas (TX) Paycheck Calculator (2026)
Estimate your take-home pay in Texas. Enter your gross pay and we apply federal tax and FICA to estimate your net paycheck — Texas has no state income tax on wages. This is a rough estimate, not exact withholding.
Texas tax snapshot
Texas has no state income tax. Its property tax ranks the 6th-highest and its statewide sales-tax base the 15th-highest of the 50 states + DC. For context, New Jersey has the highest effective property tax (2.23%) and Hawaii the lowest (0.27%); California has the highest statewide sales tax (7.25%) and Oregon has none (0%).
Compare across Texas: Paycheck · Property tax · Sales tax.
How you compare in Texas
Your gross pay vs. the Texas median household income
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Check it outTexas has no state income tax
Your actual paycheck withholding also depends on your W-4 elections, filing status, and any local taxes, so treat this as a planning estimate rather than exact withholding.
Take-home pay by state
Head-to-head: California vs Texas · Florida vs Texas
How it’s calculated
Take-home pay = gross pay − FICA − federal income tax − state income tax − pre-tax deductions. FICA is Social Security (6.2% up to the 2026 wage base of $184,500) plus Medicare (1.45%, plus the 0.9% Additional Medicare Tax above $200,000 single / $250,000 joint). State income tax is $0 — Texas levies no state income tax on wages, so nothing is withheld at the state level. Federal income tax applies the 2026 federal brackets and standard deduction ($16,100 single / $32,200 joint) for your filing status; tax credits and itemized deductions are not modeled.
Source: Tax Foundation, “2026 State Individual Income Tax Rates & Brackets.” Estimate only — excludes local income taxes, credits, exemptions, and itemized deductions. Verify before filing.
Results update as you type and are estimates, not professional advice — verify important decisions with a qualified professional.
2026 Texas income tax at a glance
Median household income in Texas: $81,490 (U.S. Census, CPS ASEC via FRED, 2024) — the compare bar above scores your gross pay against it.
Texas levies no state income tax on wages, so your paycheck deductions here are federal income tax and FICA only. For comparison, the median income-tax state takes about $2,068 of a $60,000 single income at the state level — money a Texas worker keeps.
Source: Tax Foundation, “2026 State Individual Income Tax Rates & Brackets.” Verify details with the state revenue department.
Worked example
A $60,000 salary in Texas paid bi-weekly nets about $1,685 per paycheck after federal tax, FICA, and 0% state income tax.
Common mistakes
- Assuming the state rate is the biggest deduction; federal tax and FICA usually take more.
- Treating this planning estimate as exact withholding, which depends on your W-4 and brackets.
Frequently asked questions
Does Texas have a state income tax?
No. Texas levies no state income tax on wages, so take-home pay here reflects only federal income tax, Social Security, and Medicare.
How much more do I keep in Texas than in a taxed state?
On a $60,000 single income, the median income-tax state collects about $2,068 per year at the state level. In Texas that amount stays in your paycheck.
Is this my exact paycheck?
No — it applies the 2026 federal brackets, the federal standard deduction, and FICA for your filing status. Actual withholding also depends on your W-4, credits, local taxes, and benefit elections.