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Benchmark changes

A public changelog of every benchmark value NumberBench cites — what moved, when, which source published it, and which calculators are affected. Generated automatically whenever the benchmark library refreshes — last checked 2026-07-15.

2026-07-09

30-year fixed mortgage rate rose 6.43% → 6.49% (+0.06%)
Source: Freddie Mac PMMS · Anyone pricing a home purchase or refinance.
15-year fixed mortgage rate rose 5.79% → 5.82% (+0.03%)
Source: Freddie Mac PMMS · Buyers weighing a shorter term.

2026-07-08

Credit-card APR (all accounts) fell 21% → 20.94% (−0.06%)
Source: Federal Reserve G.19 · Anyone carrying a balance.
Credit-card APR (accounts assessed interest) rose 21.52% → 22.15% (+0.63%)
Source: Federal Reserve G.19 · Anyone carrying a balance month to month.

2026-07-02

30-year fixed mortgage rate fell 6.49% → 6.43% (−0.06%)
Source: Freddie Mac PMMS · Anyone pricing a home purchase or refinance.
15-year fixed mortgage rate fell 5.84% → 5.79% (−0.05%)
Source: Freddie Mac PMMS · Buyers weighing a shorter term.