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All Calculators
All 237 calculators, grouped by what you’re trying to figure out. Most score your number against a cited real-world benchmark — see the averages & benchmarks library.
🏡Buying & Owning a Home23
Can I afford it — and is it a good deal?
🏢BRRRRAnalyze a BRRRR deal🏠Biweekly MortgagePaying half your mortgage every two weeks sneaks in one extra payment a year🏢Cap RateFind a rental property’s capitalization rate and net operating income — then see…🏢Cash-on-Cash ReturnMeasure a rental’s cash-on-cash return: the annual pre-tax cash flow divided by…🔑Closing CostsBudget for the cash you’ll need at the closing table💰Down PaymentSaving for a home?🏠Extra Mortgage PaymentFind out what extra principal does to your mortgage🏦HELOC PaymentA HELOC has two phases🏡Home AffordabilityEstimate how much home you can afford📈Home AppreciationProject what a home could be worth🏦Home EquityHow much of your home do you actually own — and how much could you borrow?🏡Home Sale ProceedsWhat will you actually walk away with?🏘️How Much Rent Can I Afford?See how much rent you can afford🏠Mortgage PaymentEstimate the full monthly cost of a home loan🏠Mortgage PointsBuying discount points lowers your rate for an upfront fee🏠Mortgage RecastA mortgage recast re-amortizes your loan after a lump-sum payment — lowering the monthly…🏠Mortgage RefinanceSee whether refinancing pays off📦Moving CostEstimate your move and how to staff it🏠PMI RemovalStill paying PMI?🏘️Rent IncreaseSee how big a rent increase really is⚖️Rent vs. BuyCompare renting against buying on a monthly basis🏘️Rental Property ROI & Cap RateAnalyze a rental deal the way investors and lenders do🔄Student Loan RefinanceCould refinancing your student loans save money?
💵Paychecks & Taxes23
What do I actually take home?
🧾1099 vs W-2A 1099 contract’s higher rate isn’t all yours💵Annual IncomeTurn any pay rate into annual income💵Biweekly PayFind your biweekly pay — what you earn every two weeks — from a salary or hourly…🎁Bonus TaxWhy is your bonus so much smaller after taxes?🧾Capital Gains TaxEstimate the federal tax on an investment sale📈Cost of Living RaiseDid your raise actually keep up with inflation?🧾Estate TaxWill your estate owe federal tax?🧾Estimated Quarterly TaxSelf-employed or have side income?🧾Federal Income TaxEstimate your 2025 federal income tax🧾Lottery Tax Calculator (Lump Sum vs Annuity)Won the jackpot?⏰OvertimeWork out your overtime and total weekly pay — and confirm your overtime multiplier meets…⏰PTO AccrualTrack paid time off📈Pay Raise Calculator (After Taxes)A 5% raise isn’t 5% in your pocket💵Paycheck Take-HomeEstimate your take-home pay⏰Per DiemBudget a business trip🧾Property Tax by StateEstimate property tax anywhere💵Salary to HourlyTurn an annual salary into an hourly wage (and the reverse view)🧾Sales TaxAdd sales tax to any amount and see the total🧾Sales Tax by StateCalculate sales tax using your state's base rate🧾Self-Employment Tax Calculator (1099)Estimate the taxes on freelance and 1099 income💵Take-Home Pay by StateCompare take-home pay across states⏰Time CardTotal a week of work hours⏰Time and a Half (Overtime)Find your time-and-a-half rate and overtime pay under the federal FLSA 1.5× rule, then…
📈Saving & Investing24
Is my money growing fast enough?
🏦APY Calculator (APR → APY)Turn a nominal rate (APR) and its compounding frequency into the real APY you earn, see…📋Budget Calculator (50/30/20)Enter your take-home pay and where it goes📈CAGR Calculator (Compound Annual Growth Rate)Find the compound annual growth rate between two values — the smoothed yearly rate that…🏦CD Calculator (Certificate of Deposit)See what a certificate of deposit will be worth at maturity📈Compound InterestSee how savings grow over time⏳Cost of Waiting to Invest“I’ll start next year” is expensive📊Dividend Income & ReinvestmentEstimate the income a dividend portfolio could produce and how reinvesting compounds it📊Dividend YieldEnter a share price and its annual dividend to get the dividend yield and your income…🏦Emergency FundHow big should your safety net be?🏦High-Yield Savings AccountSee how a high-yield savings account grows📈IRR Calculator (Internal Rate of Return)Find the internal rate of return — the annualized return that makes an investment’s…🎈InflationSee what inflation does to a sum of money📈NPV Calculator (Net Present Value)Discount future cash flows to today with a net present value calculation💎Net WorthList what you own and what you owe to get your net worth — then see how it stacks up…💎Net Worth by AgeHow does your net worth stack up?⏳Opportunity CostEvery choice has an opportunity cost — the return of the best alternative you pass up📊Options ProfitModel a long call or put📈ROI Calculator (Return on Investment)Enter what you put in and what you got out to get your ROI, net gain, and (with a time period)…📈Real ReturnA 7% return isn’t 7% of buying power📈Rule of 72The Rule of 72 is the fastest mental math in finance: divide 72 by your return to get the years…🏦Savings GoalPlan toward a savings target🏦Savings RateYour savings rate is the single biggest driver of when you can retire📊Stock ProfitCalculate your profit or loss and percentage return on a stock trade — including fees…📋Wedding BudgetTurn a total wedding budget into a realistic breakdown by category and a cost per guest…
👵Retirement & Future19
Will I have enough for later?
👵401(k)See where your 401(k) is headed👵401(k) Employer MatchFind out how much free money your employer 401(k) match adds👵401(k) WithdrawalSee what a 401(k) withdrawal really nets you after taxes and, if you’re under 59½,…🎓529 College SavingsSee how a 529 plan grows👵Annuity PayoutTurn a lump sum into a paycheck🔥Coast FIRECoast FIRE is the point where your invested savings will grow into a full retirement on their…🎓College Cost & ROIIs the degree worth it?🔥FIRE Calculator (Financial Independence)How close are you to financial independence?🏥HSA GrowthAn HSA is the only triple-tax-advantaged account: deductible in, tax-free growth, tax-free out…💰Lump Sum vs AnnuityPension buyout or lottery payout: lump sum or annuity?🤑MillionaireWhen will you hit seven figures?👵PensionEstimate your pension from a typical formula — years of service × a benefit…👵RMDOnce you turn 73, the IRS requires withdrawals from traditional retirement accounts👵Retirement Income GapWill your money last?👵Retirement SavingsProject where your retirement savings are headed👵Retirement Withdrawal Calculator (4% Rule)Turn a portfolio balance into retirement income👵Roth ConversionShould you convert traditional IRA money to Roth?👵Roth IRAProject your Roth IRA’s tax-free balance at retirement — and see whether your…🏛️Social Security Benefit EstimatorGet a rough estimate of your monthly Social Security benefit and see how much claiming early…
💳Debt & Credit11
How fast can I be debt-free?
💳APR Calculator (True Loan Cost)A loan’s APR is its true yearly cost once fees and points are included — always at…💳Balance TransferA 0% balance transfer can wipe out interest — if you beat the clock💳Credit Card PayoffSee how long a credit card balance will take to clear — and what the interest really costs💳Credit UtilizationUtilization is one of the biggest factors in your credit score💳Credit-Card Minimum PaymentPaying only the minimum is a trap💳Debt ConsolidationSee whether rolling your balances into one loan helps💳Debt Snowball vs AvalancheEnter your debts and one monthly payment budget💳Debt-to-Income RatioLenders live by your debt-to-income ratio🏦Loan PaymentWork out the monthly payment on a car, personal, or any fixed-rate loan🏦Personal LoanFind your personal loan payment and the true cost of the loan🎓Student Loan PayoffMap your way out of student debt
🚗Cars & Driving16
What will this car really cost?
🚗Auto LoanWork out a realistic car payment🚗Car AffordabilityHow much car can you actually afford?🚗Car Cost of OwnershipA car costs far more than its sticker price🚗Car DepreciationCars lose value fast🛡️Car Insurance EstimatorGet a quick ballpark car-insurance premium from the big rate factors — age, coverage…🚗Car Lease PaymentSee how a lease payment is actually built — depreciation plus a finance charge…🚗Car Lease vs BuyLeasing looks cheaper month to month, but buying builds equity🚗Car Maintenance CostHow much should you set aside for car upkeep?🚙Commute CostAdd up what your commute really costs🔌EV Charging CostWhat does it cost to “fill up” an EV?🔌EV vs Gas SavingsThinking about going electric?⛽Fuel CostEstimate what a drive will cost in gas⛽MPGFind your car’s real miles per gallon and what it actually costs to drive, from a tank of…🛣️Mileage & Home-Office DeductionSelf-employed?🛣️Mileage ReimbursementEnter your miles to get reimbursement at the 2025 IRS standard mileage rates — 70¢…🧳Road Trip CostPlanning a road trip?
❤️Health & Fitness21
How do my numbers compare?
⚖️BMICalculate your Body Mass Index (BMI)🍎BMR & TDEEFind the calories your body burns🍺Blood Alcohol Content (BAC)Estimate blood alcohol content from your drinks, weight and time⚖️Body FatEstimate your body fat percentage using the U.S🍎Calorie (TDEE)Estimate the calories your body uses each day🍎Calories BurnedHow many calories did that workout burn?🚭Cost of SmokingSee the real price of the habit❤️Heart Rate ZoneTrain smarter with heart-rate zones⚖️Ideal WeightWhat’s a healthy weight for your height?⚖️Lean Body MassEstimate your lean body mass (everything except fat) and fat mass from your height and weight,…🥗MacroTurn a calorie goal into a plate🏋️One-Rep MaxEstimate your one-rep max from a recent set — no max-out attempt needed — plus…🤰Pregnancy Due DateEstimate your due date from the first day of your last period — plus how far along you…🥩Protein IntakeHow much protein do you actually need?🏃Running PaceFind your pace from a distance and a finish time😴SleepWake up refreshed by aligning with your sleep cycles🍎TDEE Calculator (Total Daily Energy Expenditure)Your TDEE is the total calories you burn in a day🏃VO2 MaxEstimate your VO2 max — the top marker of cardio fitness — from your resting heart…⚖️Waist-to-Height RatioThe waist-to-height ratio is a simple, strong health screen: keep your waist under half your…⚖️Waist-to-Hip RatioYour waist-to-hip ratio is a quick marker of fat distribution and cardiometabolic risk💧Water IntakeGet a rough daily water target based on your weight and how much you exercise
🔨Remodel & Big-Project Costs17
What will this project cost?
🔨Basement Finishing CostEstimate finishing your basement🔨Bathroom Remodel CostEstimate a bathroom remodel🪵Deck CostEstimate a new deck🛣️Driveway CostPrice a new driveway🔗Fence CostPrice a new fence🚙Garage CostEstimate a new garage❄️HVAC Replacement CostFurnace or AC on its last legs?🔨Kitchen Remodel CostEstimate a kitchen remodel🌳Landscaping CostBudgeting a yard project?🧱Patio CostPrice a new patio🏊Pool CostEstimate a new inground pool🧱Retaining Wall CostPrice a retaining wall🏠Roofing CostEstimate a roof replacement🔨Room Addition CostEstimate adding on to your home🏚️Shed CostPrice a backyard shed🌞Sunroom CostPrice a sunroom🪟Window Replacement CostEstimate a window replacement project by the number of windows and type — from standard…
📐Materials, Yard & Energy24
How much do I need to buy?
❄️Air Conditioner BTUSize an air conditioner for a room💡Appliance Energy UseWhat does that space heater (or fridge, or dryer) really cost?🛣️AsphaltEstimate the tons of hot-mix asphalt for a driveway or lot — with cubic yards and…📏Board FootCalculate board feet for a lumber order🧶Carpet CostEnter your room size and prices to estimate the all-in cost of new carpet — material,…🧱ConcreteCalculate everything a slab needs🍽️Countertop CostEstimate your new countertops🧱DrywallEstimate drywall for a room💡Electricity CostSee what a device really costs to run🪵Firewood CordGetting a fair deal on firewood?🪵FlooringCalculate flooring for a room and its cost⚡Generator SizingBuy the right size, not the biggest🌱Grass SeedFind how much grass seed your lawn needs🪨GravelFind how much gravel you need for a driveway, path, or base layer❄️Heating BTUSize a furnace or heater💡Home Energy CostAdd up your home’s energy🧊InsulationEstimate blown-in insulation for an attic🌱Mulch & SoilFind how much mulch, topsoil, or compost a garden bed needs🎨PaintEstimate paint for a room and what it'll cost🌱SodFind how much sod to order for a new lawn☀️Solar Panel SavingsWill solar pay off?📐Square FootageMeasure the area of a room or space🔲TileFind how many tiles — and boxes — to buy🧻WallpaperEstimate wallpaper for a room
💼Business & Freelance24
Is this actually profitable?
🛒Amazon FBA ProfitSee if an Amazon FBA product is worth selling⚖️Break-Even PointSee exactly how many units you need to sell before you start making money🔥Burn Rate & RunwayHow long until you run out of cash?📣CAC & LTV:CAC RatioTwo numbers decide whether growth is healthy: what a customer costs to acquire (CAC) and what…📣CPM, CPC & CTREnter a campaign’s spend and results to get every core metric at once: CPM, CPC, CTR,…📉Churn RateChurn quietly caps your growth🔨Contractor Bid & Job CostPrice a job the right way👥Cost Per Hire & TurnoverSee what hiring and turnover really cost💎Customer Lifetime Value (LTV)How much is a customer worth over their whole relationship with you?📊EBITDAStrip financing and accounting effects out of profit📦EOQ & Reorder PointOrder too much and you tie up cash; too little and you reorder constantly🛒Ecommerce Profit & FeePick your marketplace and we'll pre-fill its fees🧑💻Freelance Hourly RateStop guessing your rate📦Inventory TurnoverHow fast does your stock sell?👥Labor Burden & Employee CostFind what an employee really costs📊MRR & ARR GrowthProject your recurring revenue forward💹Marginal CostFind your marginal cost — the cost of producing one more unit — from the change in…💹MarkupTurn cost and markup into a selling price, see the true margin you keep, and check it against…🍺Payback PeriodFind the payback period — how long until an investment recovers its cost from annual cash…📊Price Elasticity of DemandMeasure how sensitive your customers are to price with the price elasticity of demand💹Profit Margin & MarkupEnter what an item costs you and what you sell it for📣ROAS & Ad Break-EvenFind out whether your ads make money and how far you can push them🍽️Restaurant Food Cost & Menu PricePrice a menu item for profit🤝Sales CommissionCalculate commission on a sale and your total take-home pay
🏭Manufacturing & Trades4
Is the line running efficiently?
🛡️Insurance & Protection7
How much coverage do I need?
🦽Disability InsuranceYour ability to earn is your biggest asset🏥HDHP vs PPOWhich health plan costs less for you?🏠Homeowners Insurance EstimatorGet a ballpark homeowners premium from your rebuild cost, local risk and deductible —…🛡️Life InsuranceEstimate how much life insurance your family actually needs with the DIME method —…🏘️Renters InsuranceRenters insurance is cheap protection for your stuff and liability🛡️Term vs Whole Life InsuranceWhole life costs many times more than term☂️Umbrella InsuranceUmbrella insurance protects your assets from a big lawsuit
🗺️Cost of Living & Places7
Where does my money go furthest?
🌍Carbon FootprintEstimate your annual carbon footprint from driving, flights, home energy and diet —…🗺️Cost of Living & Taxes by StateOne interactive map, sixteen cost layers😊Happiest Cities in AmericaHappiness is personal, so this tool lets you set the rules😊HappinessDecades of well-being research keep landing on the same handful of levers🧭How long does it take to get anywhere?Pick any starting city and see the door-to-door travel time to every country on Earth…💻Remote Work RelocationWork from anywhere?🧾The U.S. County AtlasEvery U.S
🧮School & Everyday17
Quick math for everyday life.
📅AgeFind an exact age between two dates👶Baby’s First-Year CostEstimate what a baby costs in year one — one-time gear plus monthly childcare, supplies…📅Cat AgeHow old is your cat in human years?💱Currency ConverterConvert between major world currencies📅Date DifferenceCount the time between two dates🏷️DiscountFind the final price after a discount📅Dog AgeConvert your dog's age into human years🎓Final GradeWhat do you need on the final?🎓GPACalculate your GPA on a 4.0 scale🎰Lottery Expected ValueIs a lottery ticket ever “worth it”?🔢PercentageThree percentage questions in one tool📖Reading TimeEstimate reading time from a word count and reading speed🍳Recipe Scaler & ConversionCooking for a different crowd?🧾TipFigure out the tip and split the check fast🔄Unit ConverterConvert between common units🏷️Unit PriceWhich is the better deal?🎓Weighted GradeEnter each category’s weight and your score to get your current weighted grade…