Take-Home Pay by State Calculator
Compare take-home pay across states. Pick a state and we'll prefill its income tax rate, then estimate your net paycheck after federal tax, FICA, and state tax. A rough estimate, not exact withholding.
Example: with Gross annual pay $60,000 · State California · Filing status Single · Pre-tax deductions / yr $5,000 → Take-home per paycheck: $1,711.06.
- Annual take-home$44,488
- Federal income tax$4,420
- FICA (SS + Medicare)$4,590
Computed by the calculator below using its default values. Change any input to see your own numbers.
Click your state on the map
Tap a state to open its take-home pay calculator. Compare every state on the cost & tax heat map.
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Check it outWhy take-home pay varies by state
Everyone pays the same federal income tax and FICA, so the difference between states is state income tax. Nine states levy none, which meaningfully raises take-home pay; others range from low flat rates to higher progressive brackets. Pick your state to prefill its rate, then fine-tune for your bracket. These are flat estimates, not exact withholding.
Take-home pay by state
How it’s calculated
Federal income tax applies the 2026 brackets and standard deduction for your filing status; FICA includes the 0.9% Additional Medicare Tax above $200,000 single / $250,000 joint; state income tax applies your selected state's 2026 brackets and standard deduction (nine states levy no wage income tax).
Results update as you type and are estimates, not professional advice — verify important decisions with a qualified professional.
Sources: IRS; Social Security Administration; Tax Foundation (state income tax rates).
Common mistakes
- Assuming the state rate is the biggest deduction.
- Treating the flat estimate as exact withholding.
Frequently asked questions
Which states have no income tax?
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming have no state income tax on wages.
Is this exact?
No — but it applies the real 2026 federal and state brackets and standard deductions for your filing status. Actual withholding also depends on your W-4, credits, and local taxes.
Does it include local city taxes?
Not by default. A few cities levy their own income tax — add it to the state rate to approximate it.