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South Dakota (SD) Property Tax Calculator (2026)

Estimate property tax in South Dakota. Enter a home value and we apply South Dakota’s average effective property tax rate of about 1.17%. Actual bills vary by county and assessment — edit the rate for your area.

Example: with Home value 350,000 · South Dakota effective rate 1.17 → Annual property tax: $4,095.

Computed by the calculator below using its default values. Change any input to see your own numbers.

South Dakota’s effective property tax rate averages about 1.17% of a home’s value (statewide average); your county or city rate may differ.
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Effective rate

South Dakota tax snapshot

In South Dakota, the effective property-tax rate is about 1.17% — the 17th-highest of the 50 states + DC, versus a national average near 1.03%. By the other measures, South Dakota property tax is about 1.17% (the 17th-highest) and its sales-tax base is 4.2% (the 40th-highest); south dakota has no state income tax. For context, New Jersey has the highest effective property tax (2.23%) and Hawaii the lowest (0.27%); California has the highest statewide sales tax (7.25%) and Oregon has none (0%).

📊 Benchmark: the U.S. average effective property-tax rate is ~0.90% — from ~0.3% (Hawaii) to ~2.2% (New Jersey). Tax Foundation, 2025.

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South Dakota property tax

South Dakota’s average effective property tax rate is about 1.17% of a home’s value per year. Counties and municipalities set their own rates and assessments, so your actual bill can be higher or lower. Use your county assessor’s rate for precision — the figures here are statewide averages that change over time.

Property tax by state

How it’s calculated

Annual property tax = home value × effective property tax rate. The monthly figure divides that by 12. This page uses South Dakota’s statewide average effective rate by default — replace it with your county or city rate for a closer estimate.

Effective rates are statewide averages (statewide average) and vary widely by county and municipality. Check your local assessor for an exact figure. Estimate only.

Results update as you type and are estimates, not professional advice — verify important decisions with a qualified professional.

Property tax rates by county in South Dakota

South Dakota’s average effective property tax rate is about 1.17% of home value — #17 of 51 nationally. Across South Dakota’s 65 counties with Census data, effective rates run from 0.44% in Oglala Lakota to 2.23% in Todd, and the median annual bill is about $1,598. Enter your own county’s rate below for a closer estimate.

CountyEffective rateMedian home valueMedian annual tax
Highest-tax counties
Todd2.23%$45,200$1,006
McPherson1.55%$78,400$1,218
Mellette1.53%$63,000$963
Walworth1.44%$130,000$1,866
Campbell1.44%$87,900$1,266
Stanley1.43%$169,900$2,423
Potter1.37%$121,300$1,663
Lowest-tax counties
Haakon0.85%$153,200$1,297
Deuel0.82%$180,100$1,477
Buffalo0.78%$108,000$843
Custer0.78%$327,200$2,549
Faulk0.76%$124,100$946
Ziebach0.59%$101,700$595
Oglala Lakota0.44%$45,600$199

Source: U.S. Census Bureau, American Community Survey 2023 5-year estimates (median real-estate taxes ÷ median home value, by county). Pulled June 2026.

Worked example

A $350,000 home in South Dakota owes about $4,095 per year (about $341 per month) at the 1.17% average effective rate.

Common mistakes

  • Using the state average instead of your county rate and assessment.
  • Forgetting exemptions like homestead that lower the taxable value.

Frequently asked questions

What is the average property tax rate in South Dakota?

About 1.17% of home value statewide for 2026 — #17 of 51 nationally. County-level effective rates range from 0.44% (Oglala Lakota) to 2.23% (Todd).

Which South Dakota county has the highest property taxes?

Todd has the highest effective rate (2.23%), with a median annual bill of $1,006 on a median home value of $45,200. The lowest is Oglala Lakota at 0.44%.

Why is my bill different?

Assessments, exemptions (homestead, senior, veteran), and local levies vary by county, city, and school district. This page estimates from your home value and an average effective rate; your assessor’s statement is authoritative.