What house can I afford on $2,500 a month?
About $410,283
with 20% down at 6.5% over 30 years — payment includes principal, interest, property tax and insurance.
A $2,500/month all-in payment supports a home price of about $410,283 with 20% down at 6.5% over 30 years, including taxes and insurance.
Adjust the assumptions in the full calculator →What this assumes
- 20% down payment
- 6.5% interest rate, 30-year fixed
- $3,600/yr property tax and $1,500/yr home insurance
- No HOA fee
- Payment shown is full PITI (principal, interest, tax, insurance)
How the answer changes
Every figure below is computed by the same calculator that powers Mortgage Payment Calculator — change one assumption at a time.
Interest rate
| Interest rate | Answer |
|---|---|
| 5.5% | $456,810 |
| 6% | $432,520 |
| 6.5% | $410,283 |
| 7% | $389,860 |
| 7.5% | $370,886 |
Down payment
| Down payment | Answer |
|---|---|
| 5% | $345,508 |
| 10% | $364,844 |
| 15% | $386,234 |
| 20% | $410,283 |
| 25% | $437,716 |