Age Percentile Checkup
Are you on track for your age?
Enter your age and a few numbers. See how your income, net worth, retirement savings and credit score compare to the U.S. average for people your age.
2 of 4 in a healthy range. You're ahead of the average on 2 of 4 measures for your age.
- Income$85,000
- Net worth$120,000
- Retirement savings$60,000
- Credit score720
Example figures — edit any input to recompute every metric against its cited benchmark.
Just your age to start — add the rest as you go
Your annual income vs the U.S. median for your age band.
Uses the shared inputs above.
Ahead — above the median income for your age.
Source: U.S. Census / BLS
Assets minus debts vs the Fed's median for your age band.
Closing in on the median net worth for your age.
Source: Federal Reserve SCF 2022
Your 401(k)/IRA balance vs the Vanguard average for your age.
Near the average retirement balance for your age.
Source: Vanguard, How America Saves 2024
Your FICO/VantageScore vs the average for your age.
Ahead — above the average credit score for your age.
Source: Experian State of Credit
How this checkup works
Each metric compares your number to the U.S. average or median for your age band: income from the Census/BLS, net worth from the Federal Reserve's Survey of Consumer Finances, retirement balances from Vanguard's How America Saves, and credit score from Experian's age data. These are benchmarks, not targets — where you are in life matters more than any single average.
Sources: U.S. Census Bureau / BLS · Federal Reserve Survey of Consumer Finances 2022 · Vanguard, How America Saves 2024 · Experian State of Credit.
Frequently asked questions
Is it bad to be below average for my age?
Not necessarily — averages hide huge variation, and a late start on one metric is common and recoverable. Use it as a signal, not a scoreboard.
Why compare to average and not a target?
Because 'normal for my age' is the question most people actually have. Targets (like 15% savings) show up in our other checkups.
Every number here is benchmarked against a cited public source. Estimates only — verify important figures independently.