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Home Energy Cost Calculator

Add up your home’s energy. Enter your monthly electricity use and gas bill to estimate the annual cost and see how it compares to the U.S. average.

Example: with Monthly electricity use 900 kWh · Electricity rate 0.17 $/kWh · Monthly natural gas bill $70 → Estimated annual energy cost: $2,676.

  • Electricity / year$1,836
  • Gas / year$840
  • Total per month$223

Computed by the calculator below using its default values. Change any input to see your own numbers.

kWh
$/kWh
$
Estimated annual energy cost
Electricity / year
Gas / year
Total per month
vs ~$2,000 national average

Home energy audits and efficiency upgrades

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Where your energy dollars go

Most homes spend the bulk of their energy budget on heating, cooling and water heating. Electricity usually dominates the bill, with natural gas covering heat and hot water in much of the country. Knowing your annual total is the first step to finding savings.

How it’s calculated & sources

Annual cost = (monthly kWh × rate × 12) + (monthly gas bill × 12). Compare the total to typical national spending to gauge whether you’re high or low.

Benchmark: the average U.S. household spends roughly $2,000/year on home energy — about $1,800 on electricity plus gas (EIA).

Results update as you type and are general estimates, not personalized financial, tax, medical or legal advice. Verify with a professional.

Frequently asked questions

How do I lower it?

The biggest levers are sealing and insulating, a smart thermostat, efficient HVAC and water heating, and LED lighting. Audit first, then prioritize.

Why is my bill higher in summer or winter?

Cooling and heating swing with the seasons. Averaging a full year smooths out the peaks for a truer picture.