Property Tax by State Calculator
Estimate property tax anywhere. Pick a state to prefill its average effective rate, enter a home value, and see the annual and monthly tax. Actual bills vary by county — edit the rate for your area.
Click your state on the map
Tap a state to open its property tax calculator. Compare every state on the cost & tax heat map, or drill into all 3,142 counties on the county property-tax map.
Tax paid over 10 years
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Get quotesEffective rates vary widely
Property tax as a share of home value ranges from under 0.3% in the lowest states to over 2.2% in the highest — a difference of thousands of dollars a year on the same home. The rates here are statewide averages; your actual bill depends on county millage, assessment ratios, and exemptions like homestead. Pick your state to prefill its average, then refine with your local rate.
Property tax by state
How it’s calculated
Annual tax = home value × effective rate. Effective rates are statewide averages; county rates and assessments vary.
Results update as you type and are estimates, not professional advice — verify important decisions with a qualified professional.
Sources: Tax Foundation (property taxes by state).
Worked example
A $350,000 home owes about $7,800/year in New Jersey (2.23%) versus ~$945 in Hawaii (0.27%).
Common mistakes
- Using the state average instead of your county rate.
- Forgetting homestead and other exemptions.
Where it is used
- Comparing property tax burdens across states.
- Estimating the tax line in a home-purchase budget.
Frequently asked questions
Which states have the highest and lowest property tax?
New Jersey is highest (~2.23% effective), and Hawaii is lowest (~0.27%). Illinois, Connecticut, and Texas also rank high.
Is the effective rate the same as my tax rate?
No — effective rate is property tax paid divided by home value, a useful average. Your bill uses local millage and your assessed value.
Why might my bill differ?
County rates, assessment ratios, and exemptions vary within a state, so your actual bill can be higher or lower than the state average.
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